The Bensons Wealth life-first approach
With us, meaning comes before money.
Our unique
process helps you enjoy a richer life, without financial
constraints.
Unlock your ideal life, without losing sleep over money
At Bensons Wealth, life comes first. Our process reflects
that.
Every step helps you build an ideal life that’s not
held back by money.
Whether you’re new to financial planning or seeking a fresh approach after working with other advisers, we’re here to show you how we do things differently. Here’s what you can expect when you partner with us.
Step 1: Getting to know you
Our journey begins with a complimentary discovery session. This is where we take the time to understand your current financial situation and, most importantly, the life you want to create. During this phase, we use our unique ‘Four L’s Framework’ to explore the key aspects of life that influence your finances:
Lifestyle
What kind of lifestyle do you envision? Whether it’s a life of simplicity and peace, a touch of luxury, or a balance of both, smarter financial decisions can turn your vision into reality.
Live
Where do you want to call home? Whether it’s a treechange, a seachange, or downsizing after the kids have left, we help you gain the financial freedom to choose where you live with confidence.
Love
What brings you joy? From travelling and spoiling your grandchildren to supporting causes you’re passionate about, financial independence allows you to enjoy the things you love—on your terms.
Legacy
What legacy do you want to leave? Whether it’s securing your children’s future or funding your grandchildren’s education, we’ll create a plan to protect your assets and care for the people who matter most.
“The crew were extremely good from day one… (The most important thing for me) was having faith in someone. When we had the first phone call, I felt comfortable.”
Geoff and Pam
Step 2: Building your financial plan
Once we’ve taken the time to understand your goals and aspirations, we’ll craft a comprehensive financial plan designed to align every aspect of your finances with the life you want to live.
Here’s how we approach the key elements of your financial plan:
Debt
Debt can be a major source of stress. We’ll help you eliminate bad debt while leveraging good debt to your advantage, putting you in control of your finances.
Income
We’ll ensure your income is working harder for you. By optimizing cash flow, we can help you create wealth faster and fund the lifestyle you desire.
Tax
As one of your largest expenses, tax requires a solid strategy. We’ll help reduce your tax burden, keeping more money in your pocket and less in the Governments.
Retirement
Retirement should be a time of freedom, not worry. We’ll help you plan for a retirement that’s financially secure, so you can enjoy your golden years with confidence.
Investments
Investing can feel overwhelming, but it doesn’t have to be. We’ll align your investments with your goals, minimizing unnecessary risk while maximizing potential returns.
Protection
Wealth isn’t just about growth—it’s about safeguarding what you’ve built. We’ll create strategies to protect your wealth for today and ensure it benefits future generations.
“Eden and his colleagues set us up with a brilliant financial plan which means that we feel secure for the rest of our lives.”
Kimberleigh
Step 3: Ongoing service and optimisation
With your financial plan in place, our team takes care of the implementation and ensures everything runs smoothly. From monitoring your progress to making adjustments as life evolves, we’re here to keep you on track toward your goals.
Here’s what you can expect:
Concierge team
Relax while we handle all the paperwork, implementation, and follow-ups. Our concierge team takes care of everything for you, so you can focus on what matters most.
Unbiased advice
Enjoy access to qualified, impartial financial advice whenever you need it. With no kickbacks or hidden agendas, our sole focus is on your best interests.
Ongoing optimisation
Your life evolves, and so should your financial plan. We continuously monitor and refine your strategy to reflect your changing needs and goals.
Clear communication
We believe financial advice should be simple to understand. That’s why we explain everything in plain English, so you always feel confident and in control.
Financial modelling
Stay informed with tools like our ‘Am I OK?’ index, which visualises your financial progress and helps you make informed decisions with clarity.
Regular updates
From monthly check-ins to quarterly health checks and bi-annual progress reviews, we keep you informed every step of the way, ensuring you stay on track to achieve your ideal future.
“We are kept up to date of any changes and meet regularly to make sure the actions put in place still fulfill our requirements…
We have been very happy with the way the business has handled our finances and would highly recommend their service to others.”
Karyn