What terms like accumulation phase, SMSF, and diversification actually mean
A Free Glossary to Make Sense of Retirement Planning
Cut through the jargon and finally understand the terms that shape your super, pension, and retirement strategy. Download our plain-English glossary — and make smarter decisions about your future.

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What you will learn
Confused when terms like “account-based pension” or “accumulation phase” come up? You’re not alone.
This guide gives you clear, jargon-free explanations so you can understand your super, your pension, and the decisions that shape your future.
How this glossary helps you take control
When you understand the language of retirement, you’re better equipped to protect and grow your wealth.
This isn’t just about definitions — it’s about taking ownership of your future, avoiding common mistakes, and recognising opportunities others might miss.
Retirement is too important to leave to guesswork.
With the right knowledge, you’ll be equipped to take an active role in shaping the next chapter — on your terms.
Created by licensed financial advisers with over 35 years of experience helping Australians retire with confidence.